6 Habits Of Mentally Strong People

1. They are positive

No matter how bad things get, mentally strong people stay positive. They do not worry and dwell on things that they can’t control. They know when to give up and when to try again. These people do not let the bad things of the world get then down. They have hope for better things and work to get them. Strong people know how to stay away from toxic people and shut down negative thoughts. Most importantly, they know how to be happy with what they have.

Mental strength isn’t something everyone is born with. However, it is something we can slowly learn to achieve one step at a time. If we accept the fact that we need to be stronger emotionally, we can slowly build up that strength. Mentally strong people can make better choices, accept all problems and lead happier lives in general. This is why we should all try to be stronger and live a little better.

2. They know how to forgive and let go

Mentally tough people realize that forgiving others and letting go of grudges will make their lives easier. They don’t allow past regrets and toxic people ruin their happiness. These people are mature enough to forgive others for their mistakes even before they get an apology. Forgiveness doesn’t mean accepting their actions, it means moving on without dwelling on the past. Anger and resentment create stress in our minds that prevent us from thinking logically or acting intelligently. So forgive, forget and move on with your life.

3. They get proper sleep

We all need sleep for mental strength. While we sleep, our body gets a chance to relax and unwind. Our brains rest and get rid of toxic proteins that are by-products of neural activity. Sleep allows the body to focus on repairing itself. People who sleep well are generally more alert, aware and can make better decisions. It also helps them be more focused and in control of their actions and emotions. Lack of sleep impairs your ability to think rationally and makes you feel lethargic and upset. Mentally strong people understand this and so they make sure they get enough sleep.

4. They embrace change

Mental strength also means being flexible and adapting to changes. Change brings opportunities and strong people know this. Mentally strong people can adapt to any environment they are in. They can also make the best out of every situation. Once you embrace change, you can find the good in it. Doing the same thing over and over again will ensure failure and monotony. Keep an open mind, embrace change and wait for wonderful things to happen.

5. They know how to say no

Mentally strong people know when to draw the line and say no. They accept that it is healthy and normal to put yourself first and have the self-esteem to refuse things and be clear about it. On the other hand, people who cannot say no are usually more stressed out and depressed than those who do. Having control over your actions and decisions is an empowering feeling and saying no from time to time can be very liberating.

6. They are confident

People with emotional strength have confidence in their abilities. Confidence is needed for success and those who are confident are likely to have better jobs, degrees etc. Mental strength comes from the ability to have confidence and faith in yourself. If you lack confidence, fake it till you make it. A big smile and a deep breath can do wonders for your attitude and outlook.

Source: http://curiousmob.com/habits-of-mentally-strong-people/

Born on 21

21st day of any month

Being born on the 21st day of the month (3 energy) is likely to add a good bit of vitality to your life. The energy of 3 allows you bounce back rapidly from setbacks, physical or mental. There is a restlessness in your nature, but you seem to be able to portray an easygoing, sometimes "couldn't care less" attitude. You have a natural ability to express yourself in public, and you always make a very good impression. Good with words, you excel in writing, speaking, and possibly singing. You are energetic and always a good conversationalist. You have a keen imagination, but you tend to scatter your energies and become involved with too may superficial matters. Your mind is practical and rational despite this tendency to jump about. You are affectionate and loving, but very sensitive. You are subject to rapid ups and downs.

Enjoy life NOW

It is Perception...

THE SITUATION:

In Washington, DC, at a Metro Station, on a cold January morning in 2007, this man with a violin played six Bach pieces for about 45 minutes.  During that time, approximately 2,000 people went through the station, most of them on their way to work.  After about 3 minutes, a middle-aged man noticed that there was a musician playing.  He slowed his pace and stopped for a few seconds, and then he hurried on to meet his schedule.

About 4 minutes later:

The violinist received his first dollar. A woman threw money in the hat and, without stopping, continued to walk.

At 6 minutes:

A young man leaned against the wall to listen to him, then looked at his watch and started to walk again.

At 10 minutes:

A 3-year old boy stopped, but his mother tugged him along hurriedly.  The kid stopped to look at the violinist again, but the mother pushed hard and the child continued to walk, turning his head the whole time.  This action was repeated by several other children, but every parent — without exception — forced their children to move on quickly.

At 45 minutes:

The musician played continuously. Only 6 people stopped and listened for a short while.  About 20 gave money but continued to walk at their normal pace.  The man collected a total of $32.

After 1 hour:

He finished playing and silence took over.  No one noticed and no one applauded.  There was no recognition at all.

No one knew this, but the violinist was Joshua Bell, one of the greatest musicians in the world.  He played one of the most intricate pieces ever written, with a violin worth $3.5 million dollars.  Two days earlier, Joshua Bell sold out a theater in Boston where the seats averaged over $100 each to sit and listen to him play the same music.

This is a true story. Joshua Bell, playing incognito in the D.C. Metro Station, was organized by the Washington Post as part of a social experiment about perception, taste and people's priorities.

This experiment raised several questions:

In a common-place environment, at an inappropriate hour, do we perceive beauty?

If so, do we stop to appreciate it?

Are we able to recognize talent in an unexpected context?

One possible conclusion reached from this experiment could be this:

If we do not have a moment to stop and listen to one of the best musicians in the world, playing some of the finest music ever written, with one of the most beautiful instruments ever made . . .

How many other things are we missing as we rush through life?

Enjoy life NOW . . .
it has an expiry date!

28 RIGHTS OF THE ACCUSED PERSONS

1. Protection against arbitrary or unlawful arrest (Article 22 of the Constitution and Section 41, 55 and 151 of Cr.P.C.)

2. Protection against arbitrary or unlawful searches (Sees. 93, 94, 97, 100(4) to (8). and 165 of Cr.P.C.)

3. Protection against “Double Jeopardy” (Article 21(2) of the Constitution and Section 400 of Cr.P.C.)

4. Protection against conviction or enhanced punishment under ex-past facto law (Article 20(1) of the Constitution)

5. Protection against arbitrary or illegal detention in custody (Article 22 of the Constitution and Sees. 56, 57 and 76 of Cr.P.C.)

6. Right to be informed of the grounds, immediately after the arrest (Article 71(1) of the Constitution and Section 50 of Cr.P.C. as also Sees. 55 and 75 of Cr.P.C.)

7. Right of the arrested person not to be subjected to unnecessary restraint (Section 49 of Cr.P.C.)

8. Right to consult a lawyer of his own choice (Article 22(1) of the Constitution and Section 303 of Cr.P.C.)

9. Right to be produced before a Magistrate within 24 hours of his arrest (Article 22(1) of the Constitution and Sees. 57 and 76 of Cr.P.C.)

10. Right to be released on bail, if arrested (Sees. 436, 437 and 439 of Cr.P.C., also Sees. 50, 20 and 167 of Cr.P.C.)

11. Right not to be a witness against himself (Article 20(3) of the Constitution)

12. Right to get copies of the documents and statements of witnesses on which the prosecution relies (Sees. 173(7), 207, 208 and 238 of Cr.P.C.)

13. Right to have the benefit of the presumption of innocence till guilt is proved beyond reasonable doubt (Sees. 101-104 of Evidence Act)

14. Right to insist that evidence be recorded in his presence except in some special circumstances (Section 273 of Cr.P.C., also Section 317 Cr.P.C.)

15. Right to have due notice of the charges (Sees. 218, 228(2), 240(2), etc. of Cr.P.C.)

16. Right to test the evidence by cross-examination (Section 138 of Evidence Act)

17. Right to have an opportunity for explaining the circumstances appearing in evidence against him at the trial (Section 313 of Cr.P.C.)

18. Right to have himself medically examined for evidence to disprove the commission of offence by him or for establishing commission of offence against his body by any other person (Section 54 of Cr.P.C.)

19. Right to produce defence witnesses (Section 243 of Cr.P.C.)

20. Right to be tried by an independent and impartial Judge (The Scheme of Separate of Judiciary as envisaged in Cr.P.C., also Sees. 479, 327, 191, etc. of Cr.P.C.)

21. Right to submit written arguments at conclusion of the trial in addition to oral submission (Section 314 of Cr.P.C.)

22. Right to be heard about the sentence upon conviction (Sees. 235(2) and 248(2) of Cr.P.C.)

23. Right to fair and speedy investigation and trial (Section 309 of Cr.P.C.)

24. Right to appeal in case of conviction (Sees. 351, 374, 379, 380 of Cr.P.C. and Arts. 132(1), 134(1) and 136(1) of the Constitution)

25. Right not to be imprisoned upon conviction in certain circumstances (Section 360 of Cr.P.C., and Section 6 of the Probation of Offenders Act)

26. Right to restrain police from intrusion on his privacy (Article 31 of the Constitution)

27. Right to release of a convicted person on bail pending appeal (Section 380 of Cr.P.C.)

28. Right to get copy of the judgment when sentenced to imprisonment (Sec.363 of Cr.P.C.)

Carl Icahn take away

First, we must compliment Carl Icahn for recently netting a profit of Rs. 13,000 crore ($2 Billion) from the sale of his entire holding of Apple stock. He bought the stock three years ago and had then called it an “undervalued” “no-brainer” with “great barriers to entrance”. Carl has now revealed that he sold Apple because he anticipates that the Company will have serious problems with China’s policies.

Second, we must compliment Carl Icahn for an incredible investing track record which surpasses that of Warren Buffett.

Bryan Rich of Forbes has revealed in his article “Billionaire Carl Icahn’s Winning Traits” that Carl Icahn has compounded his wealth at an incredible CAGR of 31% since the year 1968. Carl’s return since the year 2000 is an impressive 20%. He beat the S&P 500 by 4 to 1 over the period.

In contrast, Warren Buffett has compounded his wealth at a relatively modest CAGR of 19.5% in the same period from 1968 onwards.

In practical terms, if we had invested $1,000 with Warren Buffett, it would be worth about $5 million today. The same sum invested with Carl Icahn would be worth an eye-popping $400 million today.

This makes it clear that Carl Icahn has “superior skill” as compared to Warren Buffett and is “THE greatest investor of all-time” Bryan Rich says.

Bryan Rich adds that though Carl Icahn has amassed a net worth of $21 billion (Rs. 136,500 Crore) from his investing prowess, investors will find an analysis of his stock picks “very surprising”.

win-rate3
(Image Credit: Forbes)

Rich has analyzed Carl Icahn’s investments from the year 1994 onwards and deduced that the Billionaire’s “Win Rate” is merely 58%, which is almost equal to the result one would get from the toss of a coin. Out of the almost 100 stocks that Icahn purchased over the past 20 years, only a little more than half have been profitable.

However, what has made the difference to the ultimate result is that Icahn has put himself in the position where a winning stock has delivered disproportionate result. The winners are almost twice that of his losers. While the average winner is +87%, the average loser is -49%.

This reminds me of Mohnish Pabrai’s investment doctrine of “Heads I Win, Tails I Don’t Lose Much”.

The same doctrine is followed by Rahul Saraogi of Atyant Capital that a stock is worthy of investment only where the risk of loss is low and the prospects of gains are “asymmetrical”.

Prof Sanjay Bakshi, the authority on value investing, has expounded on this concept and provided valuable insights (See Prof Sanjay Bakshi Tutors Ace Investor Samir Arora On Core Investment Doctrine Of Warren Buffett).

Bryan Rich has formulated four takeaways of Carl Icahn’s investment philosophy:

Takeaway 1 – An investor need not have a high win rate. What he requires to ensure is that he does not lose much on his losing stocks and wins more on his winning stocks:

This is best exemplified by George Soros’ immortal quote: “it’s not whether you’re right or wrong, but how much money you make when you’re right and how much money you lose when you’re wrong.”

Takeaway 2 – Make concentrated bets where you are certain of winning big:

This principle is exemplified by Warren Buffett’s classic advice that we should not swing at every ball that is thrown to us but should wait for the “right pitch”. When the “right pitch” comes, we must swing at it with all our might.

Warren also advised that we should invest as if we are limited by a punch card with 20 slots in it. Every investment decision must be thoroughly thought of before being implemented.

Takeaway 3 – Be patient:

There is no better way to explain this than to see Carl Icahn’s interview where he revealed the “real secret” behind his success is the fact that he has held on to stocks for as long as 31 years.

“The real money that I made over the years is holding companies for 7, 8, 9 years and keeping them ….. You got to buy them when nobody wants them really …. That’s the real secret …. It sounds very simple but it is very hard to do … when everybody hates it, you buy them … and then when everybody wants it, you sell it to them … And that’s what we do” Icahn said.

Takeaway 4 – Don’t be afraid to take risks or to suffer losses:

Rich emphasizes that Icahn has multiple stocks over the past 20 years that have gone to zero and become full losers. However, this has not been an impediment to Icahn’s progress because he has had a portfolio of big winners which have more than made up for the losers.

We can implement Carl Icahn’s technique by adopting a “portfolio approach” and not obsessing over the losses of individual stocks.

We should also bear in mind the revolutionary advice offered by Prof Sanjay Bakshi that “Loss aversion turns us into reckless gamblers“.

Takeaway 5: Stay alert to changing circumstances and churn the portfolio.

One more takeaway that can be added to the four takeaways listed above is that one must keep one’s eyes and ears alert to changing circumstances.

This is exemplified by Carl Icahn’s action towards Apple. Though he described Apple as a “no-brainer” and an undervalued stock with great potential, he did not hesitate to dump his large holding over concerns that the political hostility in China towards the Company does not auger well for its prospects...

Why to forgive...

Very nice lines by a poet...

मैं रूठा, तुम भी रूठ गए
फिर मनाएगा कौन ?

आज दरार है, कल खाई होगी
फिर भरेगा कौन ?

मैं चुप, तुम भी चुप
इस चुप्पी को फिर तोडे़गा कौन?

बात छोटी को लगा लोगे दिल से,
तो रिश्ता फिर निभाएगा कौन?

दुखी मैं भी और तुम भी बिछड़कर,
सोचो हाथ फिर बढ़ाएगा कौन?

न मैं राजी, न तुम राजी,
फिर माफ़ करने का बड़प्पन दिखाएगा कौन?

डूब जाएगा यादों में दिल कभी,
तो फिर धैर्य बंधायेगा कौन?

एक अहम् मेरे, एक तेरे भीतर भी,
इस अहम् को फिर हराएगा कौन?

ज़िंदगी किसको मिली है सदा के लिए ?
फिर इन लम्हों में अकेला रह जाएगा कौन?

मूंद ली दोनों में से अगर
किसी दिन एक ने आँखें....
तो कल इस बात पर फिर
पछतायेगा कौन ?

कुछ रह तो नहीं गया?

"अरे सब सामान ले लिया क्या? बस में किसी का कुछ रह तो नहीं गया?

"जी सर, सब ले लिया ।" स्कूल ट्रिप से वापिस आये सब बच्चे एक साथ चिल्लाये । और बस से उतरकर घरकी तरफ दौड़ गए ।

"सर, फिर भी बस में देख लेना ।"
हेडमास्टर जी का हुकुम होते ही सर वापिस बस में गए । बस में नजर घुमाते ही पता चला बहुत कुछ रह गया है पीछे । वेफर्स, चॉकलेट के रैपर्स और कोल्ड ड्रिंक पानी की खाली बोतले पड़ी थी । जबतक ये भरे थे, तबतक ये अपने थे । खाली होते ही ये अपने नहीं रहे । जितना हो सके, सर ने कैरी बैग में भर दिया और बस से उतरने लगे ,
"कुछ रह तो नहीं गया ?" हेडमास्टर के फिर से सवाल पूछने पर सर ने हँस के नहीं का इशारा किया ।
पर अब सर का मन "कुछ रह तो नहीं गया?" इस सवाल के इर्द गिर्द घूमने लगा । जिंदगी के हर मोड़पर अलग अलग रूप में यही सवाल परेशान करता है ।
इस सवाल की व्यापकता  इतनी बड़ी होगी ये सर को अभी पता चला ...

बचपन गुजरते गुजरते कुछ खेल खेलना रह तो नहीं  गया?

जवानी में किसी को चाहा पर जताने की हिम्मत नहीं हुई... कुछ रह तो नहीं  गया?

जिंदगी के सफ़र में चलते चलते हर मुकाम पर यही सवाल परेशान करता रहा.... कुछ रह तो नहीं गया?

3 महीने के बच्चे को दाई के पास रखकर जॉब पर जानेवाली माँ को दाई ने पूछा... कुछ रह तो नहीं  गया? पर्स, चाबी सब ले लिया ना?
अब वो कैसे हाँ कहे? पैसे के पीछे भागते भागते... सब कुछ पाने की ख्वाईश में वो जिसके लिये सब कुछ कर रही है ,वह ही रह गया है.....

शादी में दुल्हन को बिदा करते ही
शादी का हॉल खाली करते हुए दुल्हन की बुआ ने पूछा..."भैया, कुछ रह तो नहीं गया ना? चेक करो ठीकसे ।.. बाप चेक करने गया तो दुल्हन के रूम में कुछ फूल सूखे पड़े थे ।  सब कुछ तो पीछे रह गया... 25 साल जो नाम लेकर जिसको आवाज देता था लाड से... वो नाम पीछे रह गया और उस नाम के आगे गर्व से जो नाम लगाता था वो नाम भी पीछे रह गया अब ...

"भैया, देखा? कुछ पीछे तो नहीं रह गया?" बुआ के इस सवाल पर आँखों में आये आंसू छुपाते बाप जुबाँ से तो नहीं बोला....  पर दिल में एक ही आवाज थी... सब कुछ तो यही  रह गया...

बडी तमन्नाओ के साथ बेटे को पढ़ाई के लिए विदेश भेजा था और वह पढ़कर वही सैटल हो गया , पौत्र जन्म पर बमुश्किल 3  माह का वीजा मिला था और चलते वक्त बेटे ने प्रश्न किया सब कुछ चैक कर लिया कुछ रह तो नही गया ? क्या जबाब देते कि अब छूटने को बचा ही क्या है ....

60 वर्ष पूर्ण कर सेवानिवृत्ति  की शाम पी ए ने याद दिलाया चेक कर ले सर कुछ रह तो नही गया ; थोडा रूका और सोचा पूरी जिन्दगी तो यही आने- जाने मे बीत गई ; अब और क्या रह गया होगा ।

"कुछ रह तो नहीं गया?" शमशान से लौटते वक्त किसी ने पूछा । नहीं कहते हुए वो आगे बढ़ा... पर नजर फेर ली, एक बार पीछे देखने के लिए....पिता  की चिता की सुलगती आग देखकर मन भर आया । भागते हुए गया ,पिता के चेहरे की झलक तलाशने की असफल कोशिश की और वापिस लौट आया ।।
दोस्त ने पूछा... कुछ रह गया था क्या?
भरी आँखों से बोला...नहीं कुछ भी नहीं रहा अब...और जो कुछ भी रह गया है वह सदा मेरे साथ रहेगा ।।

एक बार समय निकालकर सौचे , शायद पुराना समय याद आ जाए, आंखें भर आएं और आज को जी भर जीने का मकसद मिल जाए।।

OLD INDIAN CURRENCY SYSTEM..

Phootie Cowrie to Cowrie
Cowrie to Damri
Damri  to Dhela
Dhela  to Pie
Pie to  to Paisa
Paisa to Rupya
256 Damri = 192 Pie = 128 Dhela = 64 Paisa (old) = 16 Anna = 1 Rupya

Now u know how some of the indian sayings originated..
ek 'phooti cowrie' nahin doonga...
'dhele' ka kaam nahin karti hamari bahu...
chamdi jaye par 'damdi' na jaye...
'pie pie' ka hisaab rakhna...

An Obituary printed in the London Times.....Absolutely Dead Brilliant!!

An Obituary printed in the London Times.....Absolutely Dead  Brilliant!!


Today we mourn the passing of a beloved old friend, Common Sense, who has been with us for many years. No one knows for sure how old he was, since his birth records were long ago lost in bureaucratic red tape. He will be remembered as having cultivated such valuable lessons as:

- Knowing when to come in out of the rain;
- Why the early bird gets the worm;
- Life isn't always fair;
- And maybe it was my fault.

Common Sense lived by simple, sound financial policies (don't spend more than you can earn) and reliable strategies (adults, not children, are in charge).

His health began to deteriorate rapidly when wellintentioned but
overbearing regulations were set in place. Reports of a 6-year-old boy
charged with sexual harassment for kissing a classmate; teens suspended from school for using mouthwash after lunch; and a teacher fired for reprimanding an unruly student, only worsened his condition.

Common Sense lost ground when parents attacked teachers for doing the job that they themselves had failed to do in disciplining their unruly children.

It declined even further when schools were required to get parental consent to administer sun lotion or an aspirin to a student; but could not inform parents when a student became pregnant and wanted to have an abortion.

Common Sense lost the will to live as the churches became businesses; and criminals received better treatment than their victims.

Common Sense took a beating when you couldn't defend yourself from a burglar in your own home and the burglar could sue you for assault.

Common Sense finally gave up the will to live, after a woman failed to
realize that a steaming cup of coffee was hot. She spilled a little in her lap, and was promptly awarded a huge settlement.

Common Sense was preceded in death,
-by his parents, Truth and Trust,
-by his wife, Discretion,
-by his daughter, Responsibility,
-and by his son, Reason.

He is survived by his 5 stepbrothers;
- I Know My Rights
- I Want It Now
- Someone Else Is To Blame
- I'm A Victim
- Pay me for Doing Nothing

Not many attended his funeral because so few realized he was gone. If you still remember him, pass this on. 😊

No one owes you anything -Harry Browne

Harry Browne, an American author and businessman, first wrote this in 1966. It’s a letter dedicated to his daughter, then nine years old. Take a look — we guarantee you’ll learn a lot.

’...It’s Christmas and I have the usual problem of deciding what to give you. I know you might enjoy many things — books, games, clothes.

But I’m very selfish. I want to give you something that will stay with you for more than a few months or years. I want to give you a gift that might remind you of me every Christmas.

If I could give you just one thing, I’d want it to be a simple truth that took me many years to learn. If you learn it now, it may enrich your life in hundreds of ways. And it may prevent you from facing many problems that have hurt people who have never learned it.

The truth is simply this:

No one owes you anything.

Significance

How could such a simple statement be important? It may not seem so, but understanding it can bless your entire life.

No one owes you anything.

It means that no one else is living for you, my child. Because no one is you. Each person is living for himself; his own happiness is all he can ever personally feel.

When you realize that no one owes you happiness or anything else, you’ll be freed from expecting what isn’t likely to be.

It means no one has to love you. If someone loves you, it’s because there’s something special about you that gives him happiness. Find out what that something special is and try to make it stronger in you, so that you’ll be loved even more.

When people do things for you, it’s because they want to — because you, in some way, give them something meaningful that makes them want to please you, not because anyone owes you anything.

No one has to like you. If your friends want to be with you, it’s not out of duty. Find out what makes others happy so they’ll want to be near you.

No one has to respect you. Some people may even be unkind to you. But once you realize that people don’t have to be good to you, and may not be good to you, you’ll learn to avoid those who would harm you. For you don’t owe them anything either.

Living your Life

No one owes you anything.

You owe it to yourself to be the best person possible. Because if you are, others will want to be with you, want to provide you with the things you want in exchange for what you’re giving to them.

Some people will choose not to be with you for reasons that have nothing to do with you. When that happens, look elsewhere for the relationships you want. Don’t make someone else’s problem your problem.

Once you learn that you must earn the love and respect of others, you’ll never expect the impossible and you won’t be disappointed. Others don’t have to share their property with you, nor their feelings or thoughts.

If they do, it’s because you’ve earned these things. And you have every reason to be proud of the love you receive, your friends’ respect, the property you’ve earned. But don’t ever take them for granted. If you do, you could lose them. They’re not yours by right; you must always earn them.

My Experience

A great burden was lifted from my shoulders the day I realized that no one owes me anything. For so long as I’d thought there were things I was entitled to, I’d been wearing myself out — physically and emotionally — trying to collect them.

No one owes me moral conduct, respect, friendship, love, courtesy, or intelligence. And once I recognized that, all my relationships became far more satisfying. I’ve focused on being with people who want to do the things I want them to do.

That understanding has served me well with friends, business associates, lovers, sales prospects, and strangers. It constantly reminds me that I can get what I want only if I can enter the other person’s world. I must try to understand how he thinks, what he believes to be important, what he wants. Only then can I appeal to someone in ways that will bring me what I want.

And only then can I tell whether I really want to be involved with someone. And I can save the important relationships for those with whom I have the most in common.

It’s not easy to sum up in a few words what has taken me years to learn. But maybe if you re-read this gift each Christmas, the meaning will become a little clearer every year.

I hope so, for I want more than anything else for you to understand this simple truth that can set you free: no one owes you anything.’

Source:harrybrowne

First instinct

Your first instinct is always right. So, always go with your first instinct. Even if it's a bad idea... Because bad ideas make good stories.

People like cloud

Some people are like clouds - when they go away, the day gets brighter.

Love breakup

Women feel the emotional pain of a breakup more acutely than men, but men take longer to get over their former lover, research shows.

While in love

While in love, people typically become jealous, anger easily over small things, curious & often worry about losing that individual.

VERY NICE MESSAGE: Time Zone

Kenya is two hours ahead of Nigeria. It  does not mean that Nigeria is slow, and Kenya is faster. Both countries are working based on their own "Time Zone."

Someone got married and 'waited' ten years before having a child, and there is another who had a baby within one year of a late marriage.

Someone graduated at the age of 22, yet waited 5 years before securing a job; and there is another who graduated at the age of 27 and secured employment immediately.

Someone became CEO at the age of 25 and died at the age of 50 while another became a CEO at the age of 50 and lived upto 90 years.

Everyone worked according to their 'Time Zone'..

Colleagues, friends, associates, younger one(s) might "seem" to go ahead of you. Don't envy them, it's their 'Time Zone.'.
Yours is coming soon. Hold on, be strong, and stay true to yourself.
All things will work together for your good.
You’re not late… you’re on time!😊👍🏻

A tale of Two Seas !

Here is an interesting story on two seas with some interesting lessons. I had heard of Dead Sea in school. No one ever told me this side of the story. You may find it interesting. I look forward to your perspective.
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A tale of Two Seas !As you probably recall, the Dead Sea is really a Lake, not a sea.It’s so high in salt content that the human body can float easily. You can almost lie down and read a book! The salt in the Dead Sea is as high as 35% - almost 10 times the normal ocean water. And all that saltiness has meant that there is no life at all in the Dead Sea. No fish. No vegetation. No sea animals. Nothing lives in the Dead Sea.

And hence the name: Dead Sea.

While the Dead Sea has remained etched in my memory, I don't seem to recall learning about the Sea of Galilee in my school Geography lesson. So when I heard about the Sea of Galilee and the Dead Sea and the tale of the two seas - I was intrigued.

Turns out that the Sea of Galilee is just north of the Dead Sea. Both the Sea of Galilee and the Dead Sea receive their water from river Jordan. And yet, they are very, very different.

Unlike the Dead Sea, the Sea of Galilee is pretty, resplendent with rich, colorful marine life. There are lots of plants. And lots of fish too. In fact, the Sea of Galilee is home to over twenty different types of fishes.
Same region, same source of water, and yet while one sea is full of life, the other is dead. How come?

Here’s apparently why. The River Jordan flows into the Sea of Galilee and then flows out. The water simply passes through the Sea of Galilee in and then out - and that keeps the sea healthy and vibrant, teeming with marine life.

But the Dead Sea is so far below the mean sea level, that it has no outlet. The water flows in from the river Jordan, but does not flow out. There are no outlet streams. It is estimated that over 7 million tons of water evaporate from the Dead Sea every day. Leaving it salty. Too full of minerals. And unfit for any marine life.

The Dead Sea takes water from the River Jordan, and holds it. It does not give.

Result? No life at all.

Think about it.

Life is not just about getting. Its about giving. We all need to be a bit like the Sea of Galilee.
We are fortunate to get wealth, knowledge, love and respect. But if we don't learn to give, we could all end up like the Dead Sea. The love and the respect, the wealth and the knowledge could all evaporate. Like the water in the Dead Sea.

If we get the Dead Sea mentality of merely taking in more water, more money, more everything the results can be disastrous.
Good idea to make sure that in the sea of your own life, you have outlets. Many outlets. For love and wealth - and everything else that you get in your life. Make sure you don't just get, you give too.

Open the taps. And you'll open the floodgates to happiness. Make that a habit. To share. To give.

And experience life. Experience the magic!

Anthropomorphic Nouns -Priceless.

The English language has some wonderfully anthropomorphic collective nouns for the various groups of animals.
We are all familiar with a

Herd of cows,
 
Flock of chickens,

School of fish

And a Gaggle of geese, and

A Pride of lions.

However, less widely known is:

A Murder of crows

(as well as their cousins the rooks and ravens),

An Exaltation of doves

And, presumably because they look so wise:

A Congress of owls

Now consider a group of Baboons.
They are the loudest, most dangerous, most obnoxious, most viciously aggressive  and least intelligent of all primates ...

And what is the proper collective noun for a group of baboons?

Believe it or not …

A Parliament !

YEP... A PARLIAMENT OF BABOONS...!

Pretty much explains everything doesn't it..??

10 Avtar of god and evolution of mab kind

"Mom, I am genetic scientist. I am working in US on the evolution of man. Theory of evolution, Charles Darwin, have you heard off him? " Vasu asked.

His Mother sat down next to him and smiled, "I know Darwin, Vasu. I also know that what you think he discovered is old news in India."

" Yeah sure Mom!" Vasu said with sarcasm.

"Well if you are too smart then listen to this, " his Mother countered." Have you heard of Dashavatar? The ten avatars of Vishnu?" Vasu nodded.

"Then let me tell you what you and Mr. Darwin don't know. The first avatar was the Matsya avatar, it means the fish. That is because life began in the water. Is that not right?" Vasu began to listen with a little more attention.

"Then came the Kurma Avatar, which means the tortoise, because life moved from the water to the land. The amphibian. So the Tortoise denoted the evolution from sea to land.

Third was the Varaha, the wild boar, which meant the wild animals with not much intellect, you call them the Dinosaurs, correct? " Vasu nodded wide eyed.

"The fourth avatar was the Narasimha avatar, half man and half animal, the evolution from wild animals to intelligent beings.

Fifth the Waman avatar, the midget or dwarf, who could grow really tall. Do you know why that is? Cause there were two kinds of humans, Homo Erectus and the Homo Sapiens and Homo Sapiens won that battle." Vasu could see that his Mother was in full flow and he was stupefied.

"The Sixth avatar was Parshuram, the man who wielded the axe, the man who was a cave and forest dweller. Angry, and not social.

The seventh avatar  was Ram, the first thinking social being, who laid out the laws of society and the basis of all relationships.

The eight avatar was Krishna, the statesman, the politician, the lover who played the game of society and taught how to live and thrive in the social structure.

The Ninth avatar, the Buddha, the man who rose from Narasimha and found man's true nature. The nature of Buddha, he identified man's final quest of enlightenment.

And finally, my boy, will come Kalki, the man you are working on. The man who will be genetically supreme."

Vasu looked at his Mother speechless. "This is amazing Mom, how did you.. This makes sense!"

"Yes it does Vasu! Now have your idlis."

How returns from various asset classes are taxed

EQUITY:

Stocks:

1. If you hold on to them for a year, the long-term capital gain is tax free
2. Short-term capital gain is taxed at 15%
3. Dividends are tax free

DEBT FIXED INCOME INSTRUMENTS:

Savings a/c:

1. Interest up to Rs 10,000 is tax free, taxed at slab rate after that
2. TDS not deducted on savings interest.

Fixed deposits:

1. Full interest taxed at slab rate
2. TDS of 10% if interest in any financial year crosses Rs 10,000

Recurring deposits :

1. Full interest taxed at slab rate
2. TDS not deducted on RD interest

Tax-free bonds:

1. Full interest is tax free
2. The long-term capital gain (after holding for 1 year) taxed at 10%
3. Being interest bearing instruments, no indexation benefit allowed
4. Short-term capital gain taxed at marginal rates.

Normal bonds and debentures:

1. Full interest taxed at slab rate TDS of 10% if interest in any financial year crosses the Rs 5,000 mark
2. The long-term capital gain (after holding for 1 year) taxed at 10%
3. Being interest bearing instruments, no indexation benefit allowed
4. Short-term capital gain taxed at marginal rates.

MUTUAL FUNDS:

Equity funds :

1. Long-term capital gain (after holding for 1 year) is tax free
2. Short-term capital gain is taxed at 15%
3. Dividends are tax free

Arbitrage funds:
(Provided they maintain equity fund status)

1. Long-term capital gain (after holding for 1 year) is tax free
2. Short-term capital gain is taxed at 15%
3. Dividends are tax free

Equity oriented balanced funds:

1. Long-term capital gain will be tax free
2. Short-term capital gain taxed at 15%.
3. Dividends are tax free

Debt funds :

1. Long-term capital gain (after holding for 3 years) is taxed at 20% after indexation
2. Short-term capital gain taxed at marginal rates
3. Dividends are tax-free in the hands of the investor, but scheme pays a very high dividend distribution tax of 28.32%

Debt-oriented balanced funds :

1. Long-term capital gains (after holding for 3 years) taxed at 20% after indexation
2. Short-term capital gain taxed at marginal rates
3. Dividends are tax-free in the hands of investors, but scheme pays a very high dividend distribution tax of 28.32%

Gold funds:

1. Long-term capital gain (after holding for 3 years) taxed at 20% after indexation
2. Short-term capital gain taxed at marginal rates.

GOLD :

Gold bullion and ornaments :

1. Long-term capital gain (after holding for 3 years) taxed at 20% after indexation
2. Short-term capital gain taxed at marginal rates.

Gold bonds :

1. Small interest received in the middle will be taxed at slab rates
2. Long-term capital gains (after holding for 1 year) taxed at 10%
3. Being interest bearing instruments, no indexation benefit allowed
4. Short-term capital gains taxed at marginal rates.

INSURANCE :

Endowment policies
1. Final proceeds tax free if premium in any year did not exceed 10% of the sum assured
2. TDS of 2% if the total receipt crosses Rs 1 lakh in financial year
3. Investors should consider service tax paid on premiums also while calculating returns
4. For endowment plans, it is 3.5% for first year's premium and 1.75% for the renewal premium.

Ulips :

For ULIPs, service tax is 14% on all charges (like mortality charges, AMC fees, switch fees, etc)

REAL ESTATE :

1. Rent received (or notional rent for the locked up second home) are taxed at slab rate
2. Deductions available for rent includes property tax, repair costs, home insurance, etc
3. The long-term capital gain (after holding for 3 years) is taxed at 20% after indexation
4. Short-term capital gain is taxed at the marginal rates.

REAL ESTATE INVESTMENT TRUST (REIT) :

1. Long-term capital gain (after holding for 1 year) from REIT units listed and traded in stock exchanges will be tax free 2. Short-term capital gain from REIT units listed and traded in stock exchanges will be taxed at a lower rate of 15%
3. REIT will be pass through vehicle and is not liable for any income received by it
4. Rents received by REIT and distributed will be taxed at the hands of investors as rental income
5. Interest received by REIT and distributed will be taxed at the hands of investors as interest income
6. Dividends received by REIT and distributed will be tax free in the hands of investors.

Securities Transaction Tax (STT): STT is levied on stocks and equity mutual funds in lieu of tax-free dividends and also lower capital gain taxes. Equity mutual funds are defined as schemes that maintain more than 65% equity exposure and because of that, equity oriented balance funds and arbitrage funds also comes under this category.

Dividend distribution tax (DDT): The mutual fund dividends are tax-free, but there is a dividend distribution tax (DDT) applicable for debt mutual funds. The high DDT (works out to be 28.32% now) has taken the sheen out of the dividend options in debt mutual funds.

Indexation benefit: While computing long-term capital gain (LTCG), indexation benefit is provided as compensation against inflation. For example, if the LTCG is 10% p.a. and the inflation is 7% p.a., you need to pay tax only on 3% additional gains. Indexation benefit is not available for instruments that have interest components.

''अकड़''

''अकड़''
शब्द में कोई मात्रा नहीं है !

पर ये अलग अलग मात्रा में हर इंसान में ही मौजूद है ।